LPL Financial is a leading financial firm serving 19,000 independent investment advisors and their clients. Brad Tharp now works together with Joel Chaney, combining 40 years of affiliation with LPL.
Your Family's Needs
Joel Chaney, Accredited Asset Management Specialist - AAMS
Brad Tharp, Chartered Financial Consultant - ChFC
You have a lot to consider when planning for you and your family. You will appreciate experienced, professional assistance to balance multiple objectives like establishing reserve funds, seeking investment growth, generating current or future income, controlling taxes, covering long-term care expenses and/or providing for surviving family.
Brad Tharp, Chartered Financial Consultant - ChFC
Joel Chaney, Accredited Asset Management Specialist - AAMS
Brad Tharp, Chartered Financial Consultant - ChFC
Joel Chaney, Accredited Asset Management Specialist - AAMS
Joel Chaney, Accredited Asset Management Specialist - AAMS
Joel Chaney, Accredited Asset Management Specialist - AAMS
Services
Planning
Protection
Planning
In addition to carefully listening to your concerns, we ask the RIGHT questions to identify where you are and where you want to be in key areas of fianacial planning:
- Reserves
- Income
- Growth
- Heirs
- Taxes
Investing
Protection
Planning
You may want general advice to implement plans on your own. We can provide initial or ongoing guidance for an hourly fee.
You can also ask us for specific recommendations while you maintain control of final decisions.
A third approach allows us to choose and mange investments in your best interest.
Protection
Protection
Protection
You may be concerned about protecting assets and income for you, your spouse or younger generations. This could include
plans to boost:
- Reliable Lifetime Income
- Longterm Care Funding
- Survivor Cash and Income
- Portfolio Risk Reduction
The Benefit of Dividends
Your investment returns over time depend heavily on earnings and dividends. We include a variety of income-oriented investments when building portfolios, like dividend-paying stocks, government and corporate bonds, certificates of deposit, annuities, real estate trusts, actively managed mutual funds and low-cost exchange traded funds.
The payment of dividends is not guaranteed and companies may reduce or eliminate dividends at any given time. That's why you need to associate with investment professionals with decades experience in a variety of investment cycles. We always strive to set realistic expectations so you can remain comfortably invested over the long run.
Represents A Flow of Earnings and Dividends